Brazil
Pavago
Accenture
Consultant – Data Science and Advanced Analytics | Financial Services
Brazil
São Paulo, São Paulo, Brazil
PythonSQLAWSGCP
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About Accenture
Accenture helps the world's leading companies reinvent their businesses, building their digital core and unlocking the power of AI to generate value at speed across their organizations. Our strategy is to be the preferred reinvention partner for our clients, lead the safe and scaled adoption of AI, be the most customer-centric AI-driven company, and be the best place to work. We bring together the talent of approximately 786 thousand people with proprietary assets and platforms, deep industry and process knowledge, and leading ecosystem relationships to deliver integrated solutions and measurable results at scale. Through our Reinvention Services, we offer broad expertise in Cybersecurity, Digital Core, Finance, Industry & Enterprise, Song, Supply Chain & Engineering, and Talent, with advanced capabilities in AI & Data, Industry & Processes, and Technology. We serve approximately 9 thousand clients and generated about US$ 70 billion in revenue in fiscal year 2025.
Visit Accenture at accenture.com.
Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.
Visit us at accenture.com
The opportunity
Accenture is seeking a Consultant to work on strategic projects in the Financial Services sector, focusing on data science, statistical modeling, advanced segmentation, analytics, and artificial intelligence.
In this role, you will lead technical modeling and analysis fronts in high-impact projects, connecting quantitative rigor with business vision to generate measurable results for clients in the financial ecosystem.
We are looking for a profile with proven experience in data science applied to the financial sector, capable of developing robust solutions, communicating results to executive audiences, and contributing to the delivery of high-quality consulting projects.
What you will do day-to-day
- Lead the development of predictive, segmentation, and scoring models to support credit, collections, fraud prevention, risk management, and financial product personalization strategies.
- Design and implement complete data science pipelines, from data exploration and preparation to model validation, deployment, and monitoring in production.
- Apply advanced clustering and customer segmentation techniques (K-Means, DBSCAN, Gaussian mixture models, behavioral segmentation) to support activation, pricing, and portfolio management strategies.
- Develop machine learning models for critical applications such as probability of default (PD), loss given default (LGD), exposure at default (EAD), payment propensity, anomaly detection, and fraud prevention.
- Conduct advanced statistical analyses, including hypothesis testing, survival analysis, time series, Bayesian models, and causal inference techniques to support business decisions.
- Translate technical results into clear business recommendations, structuring analytical narratives and executive presentations that connect modeling with financial impact.
- Coordinate analytical workstreams, guide analysts, and ensure the technical quality of deliverables, methodologies, and documentation.
- Support the development of data strategies, model governance, monitoring frameworks, and MLOps best practices in financial services environments.
- Contribute to commercial proposals, RFPs, thought leadership assets, and methodologies for Accenture's Data & AI practice.
What we are looking for in the person who will be part of the team
- Experience in data science applied to the financial sector, in consulting or in technical roles at banks, fintechs, financial institutions, or credit bureaus.
- Advanced proficiency in Python or R for statistical modeling, machine learning, and data analysis, with expertise in libraries such as scikit-learn, XGBoost, LightGBM, statsmodels, scipy, and pandas.
- Solid knowledge of supervised and unsupervised machine learning techniques, classical statistical modeling, and advanced segmentation and clustering techniques.
- Experience with the complete modeling lifecycle: problem definition, data collection and preparation, feature engineering, training, validation, interpretation, and model monitoring.
- Ability to communicate technical results to non-technical audiences, building decision-oriented analytical narratives and high-quality executive materials.
- Fluency in SQL and experience with big data and cloud platforms (Databricks, Spark, AWS, Azure, or GCP).
- Advanced English for meetings, technical material preparation, and interaction in global contexts.
- University degree in Statistics, Mathematics, Computer Science, Engineering, Physics, Quantitative Economics, or related fields.
Additionally, knowledge is desirable
- Experience in credit scoring modeling, PD/LGD/EAD, fraud detection, delinquent portfolio segmentation, payment propensity, or churn in financial services.
- Experience with MLOps, model versioning, production deployment, and performance and drift monitoring.
Benefits
- 🏥 Health Insurance – 100% subsidized by the company (primary member and dependents)
- 🦷 Dental Insurance
- 🍽️ Meal or Food Voucher with no deduction
- 🛡️ Life Insurance
- 📈 Private Pension Plan
- 🏋️ Welhub*
- 📉 Option to purchase company stock at a discount
- 💊 Pharmacy Discount*
- 👶 Childcare Assistance*
- 📚 Partnership with language school*
- 👨👩👧 Extended Maternity and Paternity Leave
- 💰 PPR*
*According to current policy
Job Location
Hybrid – São Paulo/SP
Equal Employment Opportunity Statement
We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, military veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.
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