Brazil
Bunge
Zippi
Business Analyst
Brazil
São Paulo, São Paulo, Brazil
PythonSQL
Automatic translation. Check the original.
About Zippi
We are on a mission to empower the 22 million micro and small businesses (MSBs) in Brazil with financial solutions that truly meet their needs.
We pioneered the use of PIX as a credit platform, allowing MSBs to access working capital instantly. With just a tap, our clients can pay business expenses and have up to 10 days to pay, ensuring consistent cash flow for their operations.
Since our launch three years ago, we have achieved profitability and are experiencing exponential growth. To date, we have already granted over R$ 7,6 billion in credit to micro and small businesses across Brazil. We are rapidly scaling to become the leading working capital solution in the Brazilian MSB market, which moves around R$ 3,5 trillion annually.
Just as credit cards transformed consumption, Zippi is redefining how small businesses manage their cash flow — with instant access, seamless integration, and solutions built for real-world daily needs.
Our success is driven by a highly automated and data-driven approach. We have built an advanced technological infrastructure capable of processing large volumes of payment and credit data, enabling us to perform risk analysis, credit release, and collection at scale while maintaining solid unit economics. We manage the entire credit cycle internally, leveraging cutting-edge data science to make real-time decisions with a high degree of accuracy.
With the support of top-tier investors like Y Combinator and Tiger Global, we have assembled a world-class technology team focused on building a future where every small business in Brazil can thrive. If you are seeking an opportunity to make a real impact on a worthy cause, in one of the fastest-growing startups in emerging markets, working in a multi-billion dollar opportunity — Zippi is the right place for you.
Why Join Zippi?
- A cause worth fighting for: our mission is to help micro and small businesses thrive. Your work will directly impact 22 million Brazilian entrepreneurs, expanding financial access in a huge market lacking solutions.
- Ownership and building from day one: you will have an essential role solving real business problems within a profitable, well-funded startup backed by renowned investors like Y Combinator, Tiger Global, and Globo Ventures.
- Accelerated learning with great people: here you will have the opportunity to engage in strategic projects and face complex challenges alongside founders and operators from leading fintechs. Our teams are collaborative, act with autonomy, and carry a high degree of responsibility.
Your Mission
At Zippi, you will be responsible for structuring complex and ambiguous business problems, transforming them into clear analyses and recommendations that generate real impact.
You will primarily work on four major fronts:
- Problem Structuring and Solving: Define hypotheses, collect and analyze data, and arrive at clear recommendations for business problems that often do not have an obvious path forward.
- Analysis and Reporting: Build analyses and dashboards that support business decisions, depending on the area involved at the moment, such as credit risk, operations, finance, among others.
- Process Mapping and Improvement: Identify operational bottlenecks, redesign processes, and propose automations that increase efficiency and reduce risk.
- Stakeholder Management: Act as a bridge between business areas and technical teams, translating needs into clear requirements and maintaining alignment with internal stakeholders, including leadership.
What We're Looking For
Over the next 4 years, Zippi will grow 10x, which means increasingly complex and less structured problems to solve. We need people who can operate well in ambiguity and possess a genuine understanding of the business, rather than just technical data mastery.
Previous experience in a specific business area is not required. What matters is analytical capability, maturity to handle changing priorities, and the willingness to own the problem from start to finish.
We are looking for someone with:
- Solid analytical skills and proficiency in SQL/Excel (Python is a plus);
- Business understanding, not just data understanding;
- Ability to transition between different contexts and priorities without losing rigor;
- Clear communication and mature stakeholder management, including dialogue with leadership;
- Problem-owner mindset and ability to propose solutions;
- Self-awareness and maturity to handle ambiguity and frequent context changes;
- Proactivity in identifying bottlenecks and improvement opportunities before they become significant problems.
IT WILL BE A PLUS IF YOU HAVE
- Previous experience as a BA, in consulting, or in business analytical areas;
- Experience in fintech, credit, or the financial market;
- Familiarity with process automation (n8n, Zapier, or similar).
What you can expect from us!
- Compensation in the high market range;
- Annual Learning Budget;
- Health Plan 100% paid by Zippi for you and dependents up to 18 years old.
For spouses and partners, we cover 50% of the monthly fee;
- Childcare assistance for children up to 6 years old;
- Meal voucher at Caju;
- Flexible vacation;
- Wellhub and Zenklub;
- 100% remote work.
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